Loan Products

Walker County Educators Federal Credit Union was chartered to make loans to our members for almost any purpose. We offer a variety of loans at fair and reasonable finance rates and convenient terms.

A personal loan from your Credit Union for unexpected repairs, home improvement, medical bills, or many other reasons. Personal loans are available to qualified members from $500 to $12,000.

Signature Loan Rates

New and used automobiles are available with financing rates and terms to fit your budget. Check your car values at NADA.

NADA Guides Auto Loan Rates

GAP insurance (Guaranteed Asset Protection) can be purchased through the Credit Union and added to your vehicle loan to cover the "gap" between the vehicle's value and the amount you still owe in the event that your vehicle is stolen or totaled.

Insurance and Warranty products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Insurance or warranties may be purchased from an agent or an insurance company of the Member’s choice; and Credit Union makes no representations as to the services of any provider.

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Use the money you have in savings at the Credit Union to make a low finance loan and earn dividends on your savings at the same time.

This loan allows you to use the equity in your home to obtain a low finance rate.

Mortgage Loan Application Home Equity Loan Rates

The Credit Union offers good rates on both new and used boats, recreational vehicles, and campers.

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Purchase new farm equipment with a loan from your Credit Union

Farm Equipment Rates

Special rates are available on these loans for qualified members.

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Special rates are available on these loans for qualified members. The Smart Option Student Loan® for Walker County Educators FCU by Sallie Mae®

For borrowers attending degree granting institutions: Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility
  • No origination fees and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • 100% US-based Student Loan Specialists

Get Started with Sallie Mae®